No bank loan or down payment
A subscription avoids car finance approval and a large down payment, which suits new residents without a local credit history.
Car subscriptions in United Arab Emirates
One monthly payment. No long tie-ins. An independent, editorial guide to car subscription and flexible lease providers in United Arab Emirates.
Car subscriptions have become a popular alternative to buying or bank-financing a car in the UAE, particularly among expatriates on fixed-term contracts, new arrivals and professionals who may relocate.
A single monthly fee typically covers the car, insurance, RTA registration, routine maintenance and roadside assistance, while fuel, Salik tolls and traffic fines are charged separately.
The market is led by app-based specialists such as Invygo and Carasti, alongside rental groups such as SelfDrive and eZhire that offer subscription or monthly plans. Most services are concentrated in Dubai, Abu Dhabi and Sharjah, with some covering all seven emirates and neighbouring GCC countries. Terms range from one month to two years, and many providers advertise no-deposit plans, though fees and mileage rules differ widely.
United Arab Emirates
A subscription avoids car finance approval and a large down payment, which suits new residents without a local credit history.
Annual registration renewal, the related vehicle test and insurance are normally managed by the provider rather than by you.
Servicing, tyres and battery wear from the heat are usually covered, reducing unexpected repair costs.
Short terms make it simpler to hand the car back if your job or visa situation changes, without selling a car in a hurry.
Some providers let you switch models, for example moving to an SUV for summer travel or a smaller car for city driving.
Bundled pricing makes budgeting easier, though Salik tolls, fuel and fines are billed on top.
4 providers
Providers we have found operating in United Arab Emirates. Listings are editorial and in no particular ranked order, unless marked as promoted.
Dubai subscription specialist with 1 to 24-month terms and doorstep delivery
Carasti is a car subscription specialist based in Dubai, offering terms from one to 24 months for a single monthly fee with no down payment or loan. Insurance, maintenance, roadside assistance and RTA registration are included, and you pay for fuel. Cars are delivered to your door, and at the end of the term you can return, renew or switch models. Listings focus on recent mainstream models such as Suzuki, Honda, Mazda and Hyundai.
Minimum term: 1 month · Maximum term: 24 months
Delivered-to-your-door subscription from three months, with luxury options
eZhire is an app-led rental company that delivers cars to customers' doors across the UAE. Its eZ Subscription runs for three months or more and can be extended to six, nine or 12 months. The monthly fee covers the car, basic insurance, registration, routine maintenance, roadside assistance and delivery, with no deposit or start fee advertised. The range spans mainstream to premium brands. Drivers from 18 are accepted, and tourists can subscribe with an international driving permit.
Minimum term: 3 months · Maximum term: 12 months
App-based subscription across the UAE and Saudi Arabia, with monthly car swaps
Invygo describes itself as the region's first subscription-based car app and operates across the UAE and Saudi Arabia, including Dubai, Abu Dhabi, Sharjah and Ajman. Monthly plans are advertised with no deposit and the option to swap cars each month, and weekly plans are also available. Insurance, maintenance and roadside assistance are included in the fee. A subscribe-to-own option is listed. The fleet covers mainstream brands such as Toyota, Nissan, Kia, Hyundai, Mazda and MG.
Minimum term: 1 month
Large UAE rental fleet with flexible monthly subscription plans across the emirates
SelfDrive is a Dubai-based rental and mobility company offering daily rentals, monthly subscriptions and leasing through its app and website. Monthly plans are pitched as flexible with no long-term commitment and are available across the UAE, including Dubai, Abu Dhabi, Sharjah and Ras Al Khaimah. Cars are insured and maintained, with roadside assistance, while fuel, Salik and fines are charged separately with admin fees. Minimum ages range from 21 to 25 depending on the vehicle class.
Minimum term: 1 month
Guide
Residents need a valid UAE driving licence, while visitors can usually drive on a licence from an approved country or an international driving permit. Providers set minimum ages, commonly 21 to 25 depending on the car, and will ask for an Emirates ID or passport and visa. Many plans advertise no deposit, but a card is held for Salik tolls (often with an admin fee), traffic fines and any damage excess.
Business
Several providers offer corporate subscriptions for companies placing staff in cars, with consolidated invoicing. Prices are typically quoted including 5% VAT, and VAT-registered businesses should check how input tax applies to vehicle costs with their accountant.
Some providers accept visitors with an international driving permit or an eligible home licence. Residents must use a UAE licence. Check each provider's rules.
Usually not. Salik tolls are passed on to you, often with a small admin fee per crossing.
Many providers advertise no-deposit plans, but a credit card is normally kept on file for tolls, fines and damage.
It varies from one month to three months depending on the provider, with longer terms usually cheaper per month.
Fines are charged to you, and providers commonly add an admin fee. Some apply higher fees for larger fines.
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