No down payment or loan
Subscriptions avoid a large down payment and an auto loan on your credit report, freeing up cash for other needs.
Car subscriptions in India
Drive on your terms in India.
One monthly payment. No long tie-ins. An independent, editorial guide to car subscription and flexible lease providers in India.
Market status: Growing market
Car Subscriptions in India
Car subscription in India has grown from a niche service into a mainstream alternative to a car loan, driven by manufacturer programmes such as Maruti Suzuki Subscribe and leasing companies including Quiklyz, ORIX and Ayvens.
A single monthly fee usually covers the car, registration and road tax, insurance and scheduled maintenance, with no down payment. Tenures are typically longer than in Europe, often 12 to 60 months, and many plans offer options to upgrade, extend or buy the car at the end.
A distinctive feature of the Indian market is the choice between white-plate and black-plate subscriptions. With a white plate the car is registered in your name, as a private vehicle, while a black plate means it is registered to the subscription company as a commercial self-drive rental. This affects documentation, interstate travel and how the car is perceived, so it is worth understanding before you sign. Most services are concentrated in major metros such as Delhi NCR, Mumbai, Bengaluru, Pune, Hyderabad and Chennai.
India
Why choose a car subscription in India?
Road tax and registration included
One-time road tax, which varies by state and can be substantial, is built into the monthly fee rather than paid upfront.
Insurance and servicing covered
Comprehensive insurance renewals and scheduled maintenance are typically included, so there are fewer surprise costs.
Easier when relocating between states
A subscription can reduce the hassle of re-registering a vehicle when you move states, though rules differ for white and black plates.
Flexible end-of-term options
Many plans let you return, upgrade, extend or buy the car at the end of the tenure.
Try an EV with less risk
Subscription lets you try an electric car without worrying about battery health and resale value.
4 providers
Car subscription providers in India
Providers we have found operating in India. Listings are editorial and in no particular ranked order, unless marked as promoted.
Ayvens India
Global lessor offering private leases, employee car leases and pre-leased subscriptions
Ayvens, part of the Société Générale group, offers several car options in India: private car leases for individuals, employee car leases arranged through employers, and subscriptions on quality-checked pre-leased cars with flexible commitments. You pay a fixed monthly rental and choose the car, tenure, mileage and services, which can include accident and repair management, roadside assistance, a relief car and doorstep maintenance. Example listings use 60-month tenures. Ayvens is based in Mumbai.
Maximum term: 60 months
Maruti Suzuki
Hyundai
Contact
- Phone
- +91 22 6193 3200
- Address
- Jolly Board, Tower 1, D-Wing, 4th Floor, I-Think Techno Campus, Kanjurmarg East, Mumbai 400042
Maruti Suzuki Subscribe
Manufacturer subscription with white or black plate options via leasing partners
Maruti Suzuki Subscribe is the carmaker's subscription programme, delivered through leasing partners including Ayvens, ORIX, Quiklyz and SMAS. A fixed monthly fee covers the car, road tax, insurance and maintenance, with no down payment or loan. Tenures start from one year, with flexible kilometre options. You can choose a white plate registered in your name or a black plate registered to the partner. Availability depends on your city.
Minimum term: 12 months
- Maruti Suzuki
Contact
- Phone
- 1800 102 6392
Quiklyz
Mahindra Finance-backed subscription with 12 to 60-month tenures and buyback options
Quiklyz is the car leasing and subscription platform launched by Mahindra Finance. It offers brand-new cars registered in your name on a regular number plate, with tenures from 12 to 60 months and an all-inclusive monthly fee covering maintenance, taxes and insurance. Two buyback structures are offered: one based on market value at the end and one with a value fixed upfront. At the end you can renew, upgrade, buy or return the car. It operates in 20-plus cities and serves corporate clients.
Minimum term: 12 months · Maximum term: 60 months
Mahindra
Tata- Maruti Suzuki
Kia
Contact
- Phone
- 1800 209 7845
Revv
Self-drive rental platform that also lists car subscription plans
Revv is a self-drive car rental company that has offered car subscriptions in India for several years, including a past partnership with Hyundai. Its website lists car subscription alongside short-term rentals, with doorstep delivery advertised across India, regular servicing and pre-trip inspections. Subscription terms, cities and inclusions are shown in its app and booking flow rather than on the homepage, so check the details for your city before committing.
Guide
How car subscriptions work in India
You choose a car, tenure and annual kilometre limit, then submit KYC documents such as PAN, Aadhaar, address proof and income proof, and a valid driving licence. Providers run a credit or affordability check, and some ask for a refundable security deposit. Delivery usually takes a few days to a few weeks. Fuel or charging, FASTag tolls, challans and parking are paid by you, and extra kilometres are charged at a set rate.
Things to check before you subscribe
- Understand whether the plan is white plate (your name) or black plate (company name) and what that means for you.
- Check the annual kilometre limit and the per-km charge for exceeding it.
- Ask about early termination charges, which can be significant on long tenures.
- Confirm which cities are serviced and whether service is available if you relocate.
- Read the insurance claim process and any deductible or depreciation clauses.
Business
Car subscriptions for business
Corporate leasing and employee car schemes are common in India, and many subscription providers serve companies and their staff. Where a car is provided as part of salary, perquisite rules may apply, and lease rentals can be treated differently from owning a car. Speak to a chartered accountant before choosing a structure.
Frequently asked questions
What is the difference between white plate and black plate?
A white-plate car is registered in your name as a private vehicle. A black-plate car is registered to the provider as a commercial self-drive rental. Rules and paperwork differ, so ask the provider.
Is insurance included?
Usually yes. Most plans include comprehensive insurance and its renewals for the tenure.
How long are subscription tenures in India?
Commonly 12 to 60 months, depending on the provider and car.
Can I buy the car at the end?
Many providers offer a purchase or buyback option at the end of the tenure. Terms vary.
Are FASTag tolls and challans included?
No. Tolls, traffic challans and fuel are your responsibility.
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